:root{
  --navy:#061b3a; --blue:#0b4fa3; --gold:#d7a22a; --gold2:#fff0a6;
  --red:#b5121b; --cream:#fbf4e7; --ink:#10223d; --muted:#65738a;
  --shadow:0 18px 45px rgba(0,0,0,.18);
}
*{box-sizing:border-box} body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.55}
a{color:inherit;text-decoration:none}.container{max-width:1180px;margin:auto;padding:0 22px}
.topbar{background:var(--navy);color:#fff;font-size:.95rem}.topbar .container{display:flex;justify-content:space-between;gap:16px;padding:9px 22px;flex-wrap:wrap}
.nav{position:sticky;top:0;z-index:50;background:#fff;box-shadow:0 2px 18px rgba(6,27,58,.1)}
.nav .container{display:flex;align-items:center;justify-content:space-between;padding:13px 22px}.brand img{height:58px;display:block}
.menu{display:flex;gap:22px;align-items:center;font-weight:800}.menu a{color:var(--navy)}.menu a:hover{color:var(--red)}
.btn{display:inline-block;background:var(--red);color:#fff!important;padding:12px 18px;border-radius:999px;font-weight:900;box-shadow:0 8px 22px rgba(181,18,27,.25)}
.btn.gold{background:linear-gradient(135deg,var(--gold),#f6d76d);color:var(--navy)!important}
.mobile-toggle{display:none;border:0;background:var(--navy);color:#fff;border-radius:8px;padding:10px 12px;font-weight:900}
.hero{
  background:linear-gradient(90deg,rgba(6,27,58,.96),rgba(6,27,58,.88));
  color:#fff;
  padding:70px 0;
}

.hero-inner{
  max-width:1350px;
  margin:0 auto;
  padding:0 28px;
}

.hero-kicker{
  text-align:center;
  color:#fff0a6;
  font-weight:900;
  font-size:34px;
  letter-spacing:.18em;
  text-transform:uppercase;
  margin-bottom:55px;
}

.hero-grid{
  display:grid;
  grid-template-columns:360px 1fr 460px;
  gap:55px;
  align-items:center;
}

.hero-photo img{
  width:100%;
  height:360px;
  object-fit:cover;
  border-radius:22px;
  box-shadow:0 18px 45px rgba(0,0,0,.35);
  border:4px solid #fff;
}

.hero-copy h1{
  font-family:Georgia,serif;
  font-size:52px;
  line-height:1.05;
  color:#fff;
  margin:0 0 20px;
  text-transform:uppercase;
}

.hero-copy p{
  font-size:21px;
  line-height:1.55;
  max-width:560px;
  margin:0;
}

.actions{
  display:flex;
  gap:16px;
  flex-wrap:wrap;
  margin-top:26px;
}

.hero-card{
  background:#fff;
  color:#10223d;
  border-radius:22px;
  padding:30px;
  border:4px solid #d7a22a;
  box-shadow:0 18px 45px rgba(0,0,0,.25);
}

.hero-card h3{
  margin-top:0;
  color:#061b3a;
}

.hero-card ul{
  padding-left:22px;
}

.hero-card li{
  margin:9px 0;
}
.section{padding:76px 0}.section.alt{background:var(--cream)}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:34px;align-items:center}
.card{background:#fff;border-radius:22px;padding:26px;box-shadow:0 10px 28px rgba(6,27,58,.08);border:1px solid #eee}.icon{width:54px;height:54px;border-radius:50%;background:var(--navy);color:var(--gold);display:grid;place-items:center;font-size:28px;margin-bottom:14px}
.service{border-top:6px solid var(--gold)}.service a{font-weight:900;color:var(--red)}
.cta{background:linear-gradient(135deg,var(--navy),#0b3978);color:#fff}.cta h2{color:#fff}.cta .container{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.photo{border-radius:24px;overflow:hidden;box-shadow:var(--shadow);border:5px solid #fff}.photo img{display:block;width:100%;height:auto}
.footer{background:#041225;color:#dfe9ff;padding:44px 0 18px}.footer .cols{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:28px}.footer h3{color:#fff}.footer a{display:block;color:#dfe9ff;margin:7px 0}.fine{border-top:1px solid rgba(255,255,255,.15);margin-top:30px;padding-top:18px;color:#9fb0cc;font-size:.92rem}
.page-hero{background:linear-gradient(135deg,var(--navy),#0b3978);color:#fff;padding:82px 0}.page-hero h1{font-size:clamp(2.8rem,5vw,5.4rem)}.page-hero p{font-size:1.2rem;max-width:780px}.checklist{columns:2;list-style:none;padding:0}.checklist li{break-inside:avoid;margin:10px 0}.checklist li:before{content:"✓";color:var(--gold);font-weight:900;margin-right:8px}
form{display:grid;gap:13px}input,select,textarea{width:100%;padding:14px;border:1px solid #cad1dc;border-radius:10px;font:inherit}textarea{min-height:140px}.submit{border:0;cursor:pointer}
@media(max-width:850px){.menu{display:none;position:absolute;left:0;right:0;top:84px;background:#fff;padding:18px 22px;flex-direction:column;align-items:flex-start}.menu.open{display:flex}.mobile-toggle{display:block}.hero .container,.grid-2,.grid-3,.footer .cols{grid-template-columns:1fr}.hero .container{min-height:auto}.checklist{columns:1}}
@media(max-width:850px){
  .hero-grid{
    grid-template-columns:1fr;
  }

  .hero-copy h1{
    font-size:38px;
  }

  .hero-kicker{
    font-size:24px;
  }

  .hero-photo img{
    height:auto;
  }
}